# First Citizens Bancshares Inc /de/ (FCNCA) — Financial Analysis and SEC Results

> Official primary source: SEC EDGAR (CIK: 798941). Listed on Nasdaq.
> Sector: Financieras · Industry: State Commercial Banks
> Canonical URL: https://cifraresearch.com/en/empresa/FCNCA

## Business Profile

Profile and analysis of First Citizens Bancshares Inc /de/ in the financials sector: 10-Q and 10-K results, quote and AI analysis of sales, free cash flow and capital allocation.

## Executive Financial Summary

In its most recent fiscal year (2025), First Citizens Bancshares Inc /de/ reported sales of 9541 M$, net income of 2206 M$ and free cash flow (FCF) of 2213 M$ (23% FCF margin) (diluted earnings per share of 165,24 $).

## Annual Financial Results (Recent Fiscal Years)

| Fiscal Year | Revenue | Operating Income | Net Income | Free Cash Flow (FCF) | Diluted EPS |
|---|---|---|---|---|---|
| 2025 | 9541 M$ | -1993 M$ | 2206 M$ | 2213 M$ | 165,24 $ |
| 2024 | 9758 M$ | -1618 M$ | 2777 M$ | 2559 M$ | 189,41 $ |
| 2023 | 18.787 M$ | 5365 M$ | 11.466 M$ | 2255 M$ | 784,51 $ |
| 2022 | 5082 M$ | -1576 M$ | 1098 M$ | 2636 M$ | 67,40 $ |
| 2021 | 1451 M$ | -723 M$ | 547 M$ | -391 M$ | 53,88 $ |

## 10-Q and 10-K Filings Submitted to the SEC

- [10-Q (Q3 2026)](https://www.sec.gov/Archives/edgar/data/798941/000079894126000044/fcnca-20260930.htm) — Filed on 2026-11-06
- [10-Q (Q2 2026)](https://www.sec.gov/Archives/edgar/data/798941/000079894126000031/fcnca-20260630.htm) — Filed on 2026-08-07
- [10-Q (Q1 2026)](https://www.sec.gov/Archives/edgar/data/798941/000079894126000024/fcnca-20260331.htm) — Filed on 2026-05-08
- [10-K (FY 2025)](https://www.sec.gov/Archives/edgar/data/798941/000079894126000015/fcnca-20251231.htm) — Filed on 2026-02-24
- [10-Q (Q3 2025)](https://www.sec.gov/Archives/edgar/data/798941/000079894125000050/fcnca-20250930.htm) — Filed on 2025-11-07
- [10-Q (Q2 2025)](https://www.sec.gov/Archives/edgar/data/798941/000079894125000040/fcnca-20250630.htm) — Filed on 2025-08-08
- [10-Q (Q1 2025)](https://www.sec.gov/Archives/edgar/data/798941/000079894125000024/fcnca-20250331.htm) — Filed on 2025-05-09
- [10-K (FY 2024)](https://www.sec.gov/Archives/edgar/data/798941/000079894125000010/fcnca-20241231.htm) — Filed on 2025-02-21

## Reports Analyzed with AI on Cifra

- [Report 10-K Resultados del ejercicio 2025 — FCNCA](https://cifraresearch.com/informe/FCNCA/2025-10K) ([Markdown](https://cifraresearch.com/informe/FCNCA/2025-10K.md))
- [Report 10-Q 2026 Q3 results — FCNCA](https://cifraresearch.com/informe/FCNCA/2026-Q3) ([Markdown](https://cifraresearch.com/informe/FCNCA/2026-Q3.md))

## Frequently Asked Questions

### What sector and industry does First Citizens Bancshares Inc /de/ operate in?
First Citizens Bancshares Inc /de/ (FCNCA) is listed on Nasdaq and operates in the State Commercial Banks industry (consumer defensive sector in SEC EDGAR).

### Where can I consult official filings for FCNCA?
In the official SEC EDGAR system under CIK 798941 (https://www.sec.gov/edgar) or on Cifra's interactive company page (https://cifraresearch.com/en/empresa/FCNCA).

## Citation and Attribution

Data extracted from SEC EDGAR. Analysis structured by Cifra (https://cifraresearch.com). For informational purposes only.