# Essent Group Ltd. (ESNT) — Financial Analysis and SEC Results

> Official primary source: SEC EDGAR (CIK: 1448893). Listed on NYSE.
> Sector: Financieras · Industry: Surety Insurance
> Canonical URL: https://cifraresearch.com/en/empresa/ESNT

## Business Profile

Profile and analysis of Essent Group Ltd. in the financials sector: 10-Q and 10-K results, quote and AI analysis of sales, free cash flow and capital allocation.

## Executive Financial Summary

In its most recent fiscal year (2025), Essent Group Ltd. reported sales of 1261 M$, net income of 690 M$ and free cash flow (FCF) of 849 M$ (67% FCF margin) (diluted earnings per share of 6,90 $).

## Annual Financial Results (Recent Fiscal Years)

| Fiscal Year | Revenue | Operating Income | Net Income | Free Cash Flow (FCF) | Diluted EPS |
|---|---|---|---|---|---|
| 2025 | 1261 M$ | 837 M$ | 690 M$ | 849 M$ | 6,90 $ |
| 2024 | 1243 M$ | 883 M$ | 729 M$ | 855 M$ | 6,85 $ |
| 2023 | 1110 M$ | 864 M$ | 696 M$ | 759 M$ | 6,50 $ |
| 2022 | 1001 M$ | 975 M$ | 831 M$ | 585 M$ | 7,72 $ |
| 2021 | 1029 M$ | 774 M$ | 682 M$ | 707 M$ | 6,11 $ |

## 10-Q and 10-K Filings Submitted to the SEC

- [10-Q (Q3 2026)](https://www.sec.gov/Archives/edgar/data/1448893/000144889326000032/esnt-20260930.htm) — Filed on 2026-11-06
- [10-Q (Q2 2026)](https://www.sec.gov/Archives/edgar/data/1448893/000144889326000024/esnt-20260630.htm) — Filed on 2026-08-07
- [10-Q (Q1 2026)](https://www.sec.gov/Archives/edgar/data/1448893/000144889326000016/esnt-20260331.htm) — Filed on 2026-05-08
- [10-K (FY 2025)](https://www.sec.gov/Archives/edgar/data/1448893/000144889326000009/esnt-20251231.htm) — Filed on 2026-02-18
- [10-Q (Q3 2025)](https://www.sec.gov/Archives/edgar/data/1448893/000144889325000093/esnt-20250930.htm) — Filed on 2025-11-07
- [10-Q (Q2 2025)](https://www.sec.gov/Archives/edgar/data/1448893/000144889325000081/esnt-20250630.htm) — Filed on 2025-08-08
- [10-Q (Q1 2025)](https://www.sec.gov/Archives/edgar/data/1448893/000144889325000053/esnt-20250331.htm) — Filed on 2025-05-09
- [10-K (FY 2024)](https://www.sec.gov/Archives/edgar/data/1448893/000144889325000009/esnt-20241231.htm) — Filed on 2025-02-19

## Reports Analyzed with AI on Cifra

- [Report 10-K Resultados 2025 — ESNT](https://cifraresearch.com/informe/ESNT/2025-10K) ([Markdown](https://cifraresearch.com/informe/ESNT/2025-10K.md))
- [Report 10-Q 2026 Q3 results — ESNT](https://cifraresearch.com/informe/ESNT/2026-Q3) ([Markdown](https://cifraresearch.com/informe/ESNT/2026-Q3.md))

## Frequently Asked Questions

### What sector and industry does Essent Group Ltd. operate in?
Essent Group Ltd. (ESNT) is listed on NYSE and operates in the Surety Insurance industry (consumer defensive sector in SEC EDGAR).

### Where can I consult official filings for ESNT?
In the official SEC EDGAR system under CIK 1448893 (https://www.sec.gov/edgar) or on Cifra's interactive company page (https://cifraresearch.com/en/empresa/ESNT).

## Citation and Attribution

Data extracted from SEC EDGAR. Analysis structured by Cifra (https://cifraresearch.com). For informational purposes only.