# Enova International, Inc. (ENVA) — Financial Analysis and SEC Results

> Official primary source: SEC EDGAR (CIK: 1529864). Listed on NYSE.
> Sector: Financieras · Industry: Personal Credit Institutions
> Canonical URL: https://cifraresearch.com/en/empresa/ENVA

## Business Profile

Profile and analysis of Enova International, Inc. in the financials sector: 10-Q and 10-K results, quote and AI analysis of sales, free cash flow and capital allocation.

## Executive Financial Summary

In its most recent fiscal year (2025), Enova International, Inc. reported sales of 3152 M$, net income of 308 M$ and free cash flow (FCF) of 1772 M$ (56% FCF margin) (diluted earnings per share of 11,52 $).

## Annual Financial Results (Recent Fiscal Years)

| Fiscal Year | Revenue | Operating Income | Net Income | Free Cash Flow (FCF) | Diluted EPS |
|---|---|---|---|---|---|
| 2025 | 3152 M$ | 739 M$ | 308 M$ | 1772 M$ | 11,52 $ |
| 2024 | 2658 M$ | 585 M$ | 209 M$ | 1495 M$ | 7,43 $ |
| 2023 | 2118 M$ | 422 M$ | 175 M$ | 1122 M$ | 5,49 $ |
| 2022 | 1736 M$ | 384 M$ | 207 M$ | 850 M$ | 6,19 $ |
| 2021 | 1208 M$ | 413 M$ | 256 M$ | 442 M$ | 6,79 $ |

## 10-Q and 10-K Filings Submitted to the SEC

- [10-Q (Q3 2026)](https://www.sec.gov/Archives/edgar/data/1529864/000119312526429122/enva-20260930.htm) — Filed on 2026-10-22
- [10-Q (Q2 2026)](https://www.sec.gov/Archives/edgar/data/1529864/000119312526314590/enva-20260630.htm) — Filed on 2026-07-23
- [10-Q (Q1 2026)](https://www.sec.gov/Archives/edgar/data/1529864/000119312526174021/enva-20260331.htm) — Filed on 2026-04-23
- [10-K (FY 2025)](https://www.sec.gov/Archives/edgar/data/1529864/000119312526060461/enva-20251231.htm) — Filed on 2026-02-20
- [10-Q (Q3 2025)](https://www.sec.gov/Archives/edgar/data/1529864/000119312525249986/enva-20250930.htm) — Filed on 2025-10-24
- [10-Q (Q2 2025)](https://www.sec.gov/Archives/edgar/data/1529864/000095017025098791/enva-20250630.htm) — Filed on 2025-07-25
- [10-Q (Q1 2025)](https://www.sec.gov/Archives/edgar/data/1529864/000095017025060339/enva-20250331.htm) — Filed on 2025-04-29
- [10-K (FY 2024)](https://www.sec.gov/Archives/edgar/data/1529864/000095017025022244/enva-20241231.htm) — Filed on 2025-02-18

## Reports Analyzed with AI on Cifra

- [Report 10-K Resultados FY 2025 — ENVA](https://cifraresearch.com/informe/ENVA/2025-10K) ([Markdown](https://cifraresearch.com/informe/ENVA/2025-10K.md))
- [Report 10-Q 2026 Q3 results — ENVA](https://cifraresearch.com/informe/ENVA/2026-Q3) ([Markdown](https://cifraresearch.com/informe/ENVA/2026-Q3.md))

## Frequently Asked Questions

### What sector and industry does Enova International, Inc. operate in?
Enova International, Inc. (ENVA) is listed on NYSE and operates in the Personal Credit Institutions industry (consumer defensive sector in SEC EDGAR).

### Where can I consult official filings for ENVA?
In the official SEC EDGAR system under CIK 1529864 (https://www.sec.gov/edgar) or on Cifra's interactive company page (https://cifraresearch.com/en/empresa/ENVA).

## Citation and Attribution

Data extracted from SEC EDGAR. Analysis structured by Cifra (https://cifraresearch.com). For informational purposes only.