# Citizens Financial Group Inc/ri (CFG) — Financial Analysis and SEC Results

> Official primary source: SEC EDGAR (CIK: 759944). Listed on NYSE.
> Sector: Financieras · Industry: State Commercial Banks
> Canonical URL: https://cifraresearch.com/en/empresa/CFG

## Business Profile

Profile and analysis of Citizens Financial Group Inc/ri in the financials sector: 10-Q and 10-K results, quote and AI analysis of sales, free cash flow and capital allocation.

## Executive Financial Summary

In its most recent fiscal year (2025), Citizens Financial Group Inc/ri reported sales of 1635 M$, net income of 1831 M$ and free cash flow (FCF) of 2211 M$ (135% FCF margin) (diluted earnings per share of 3,86 $).

## Annual Financial Results (Recent Fiscal Years)

| Fiscal Year | Revenue | Operating Income | Net Income | Free Cash Flow (FCF) | Diluted EPS |
|---|---|---|---|---|---|
| 2025 | 1635 M$ | -1482 M$ | 1831 M$ | 2211 M$ | 3,86 $ |
| 2024 | 1533 M$ | -2665 M$ | 1509 M$ | 2001 M$ | 3,03 $ |
| 2023 | 1266 M$ | -4211 M$ | 1608 M$ | 2961 M$ | 3,13 $ |
| 2022 | 1299 M$ | -3357 M$ | 2073 M$ | 4119 M$ | 4,10 $ |
| 2021 | 1325 M$ | -1535 M$ | 2319 M$ | 2275 M$ | 5,16 $ |

## 10-Q and 10-K Filings Submitted to the SEC

- [10-Q (Q3 2026)](https://www.sec.gov/Archives/edgar/data/759944/000075994426000213/cfg-20260930.htm) — Filed on 2026-10-28
- [10-Q (Q2 2026)](https://www.sec.gov/Archives/edgar/data/759944/000075994426000148/cfg-20260630.htm) — Filed on 2026-08-03
- [10-Q (Q1 2026)](https://www.sec.gov/Archives/edgar/data/759944/000075994426000101/cfg-20260331.htm) — Filed on 2026-05-04
- [10-K (FY 2025)](https://www.sec.gov/Archives/edgar/data/759944/000075994426000028/cfg-20251231.htm) — Filed on 2026-02-12
- [10-Q (Q3 2025)](https://www.sec.gov/Archives/edgar/data/759944/000075994425000153/cfg-20250930.htm) — Filed on 2025-11-03
- [10-Q (Q2 2025)](https://www.sec.gov/Archives/edgar/data/759944/000075994425000108/cfg-20250630.htm) — Filed on 2025-08-04
- [10-Q (Q1 2025)](https://www.sec.gov/Archives/edgar/data/759944/000075994425000070/cfg-20250331.htm) — Filed on 2025-05-01
- [10-K (FY 2024)](https://www.sec.gov/Archives/edgar/data/759944/000075994425000013/cfg-20241231.htm) — Filed on 2025-02-13

## Reports Analyzed with AI on Cifra

- [Report 10-K Ejercicio 2025 — CFG](https://cifraresearch.com/informe/CFG/2025-10K) ([Markdown](https://cifraresearch.com/informe/CFG/2025-10K.md))
- [Report 10-Q Resultados del 3T 2026 — CFG](https://cifraresearch.com/informe/CFG/2026-Q3) ([Markdown](https://cifraresearch.com/informe/CFG/2026-Q3.md))

## Frequently Asked Questions

### What sector and industry does Citizens Financial Group Inc/ri operate in?
Citizens Financial Group Inc/ri (CFG) is listed on NYSE and operates in the State Commercial Banks industry (consumer defensive sector in SEC EDGAR).

### Where can I consult official filings for CFG?
In the official SEC EDGAR system under CIK 759944 (https://www.sec.gov/edgar) or on Cifra's interactive company page (https://cifraresearch.com/en/empresa/CFG).

## Citation and Attribution

Data extracted from SEC EDGAR. Analysis structured by Cifra (https://cifraresearch.com). For informational purposes only.