# Aflac Inc (AFL) — Financial Analysis and SEC Results

> Official primary source: SEC EDGAR (CIK: 4977). Listed on NYSE.
> Sector: Financieras · Industry: Accident & Health Insurance
> Canonical URL: https://cifraresearch.com/en/empresa/AFL

## Business Profile

Profile and analysis of Aflac Inc in the financials sector: 10-Q and 10-K results, quote and AI analysis of sales, free cash flow and capital allocation.

## Executive Financial Summary

In its most recent fiscal year (2025), Aflac Inc reported sales of 17.164 M$, net income of 3646 M$ and free cash flow (FCF) of 2555 M$ (15% FCF margin) (diluted earnings per share of 6,82 $).

## Annual Financial Results (Recent Fiscal Years)

| Fiscal Year | Revenue | Operating Income | Net Income | Free Cash Flow (FCF) | Diluted EPS |
|---|---|---|---|---|---|
| 2025 | 17.164 M$ | 5322 M$ | 3646 M$ | 2555 M$ | 6,82 $ |
| 2024 | 18.927 M$ | 5340 M$ | 5443 M$ | 2707 M$ | 9,63 $ |
| 2023 | 18.701 M$ | 4823 M$ | 4659 M$ | 3190 M$ | 7,78 $ |
| 2022 | 19.140 M$ | 4157 M$ | 4418 M$ | 3879 M$ | 6,93 $ |
| 2021 | 21.554 M$ | 4934 M$ | 4231 M$ | 5051 M$ | 6,25 $ |

## 10-Q and 10-K Filings Submitted to the SEC

- [10-Q (Q3 2026)](https://www.sec.gov/Archives/edgar/data/4977/000162828026070776/afl-20260930.htm) — Filed on 2026-11-05
- [10-Q (Q2 2026)](https://www.sec.gov/Archives/edgar/data/4977/000162828026054618/afl-20260630.htm) — Filed on 2026-08-07
- [10-Q (Q1 2026)](https://www.sec.gov/Archives/edgar/data/4977/000162828026030923/afl-20260331.htm) — Filed on 2026-05-06
- [10-K (FY 2025)](https://www.sec.gov/Archives/edgar/data/4977/000162828026011402/afl-20251231.htm) — Filed on 2026-02-25
- [10-Q (Q3 2025)](https://www.sec.gov/Archives/edgar/data/4977/000162828025049279/afl-20250930.htm) — Filed on 2025-11-05
- [10-Q (Q2 2025)](https://www.sec.gov/Archives/edgar/data/4977/000000497725000132/afl-20250630.htm) — Filed on 2025-08-05
- [10-Q (Q1 2025)](https://www.sec.gov/Archives/edgar/data/4977/000000497725000075/afl-20250331.htm) — Filed on 2025-05-07
- [10-K (FY 2024)](https://www.sec.gov/Archives/edgar/data/4977/000000497725000047/afl-20241231.htm) — Filed on 2025-02-26

## Reports Analyzed with AI on Cifra

- [Report 10-K Resultados del ejercicio 2025 — AFL](https://cifraresearch.com/informe/AFL/2025-10K) ([Markdown](https://cifraresearch.com/informe/AFL/2025-10K.md))
- [Report 10-Q Resultados del tercer trimestre de 2026 — AFL](https://cifraresearch.com/informe/AFL/2026-Q3) ([Markdown](https://cifraresearch.com/informe/AFL/2026-Q3.md))

## Frequently Asked Questions

### What sector and industry does Aflac Inc operate in?
Aflac Inc (AFL) is listed on NYSE and operates in the Accident & Health Insurance industry (consumer defensive sector in SEC EDGAR).

### Where can I consult official filings for AFL?
In the official SEC EDGAR system under CIK 4977 (https://www.sec.gov/edgar) or on Cifra's interactive company page (https://cifraresearch.com/en/empresa/AFL).

## Citation and Attribution

Data extracted from SEC EDGAR. Analysis structured by Cifra (https://cifraresearch.com). For informational purposes only.